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20 comments:

  1. I admire you for your goals. Many people of your age are still "playing" while you have set a fantastic goals. Lets connect our blogs together.

    My blog is at www.SmartPassiveCashFlow.com

    ReplyDelete
    Replies
    1. Hi,

      Thanks for the encouragement. Have added your blog.

      Cheers

      Delete
  2. Hi, you have a great blog here, and i'm glad to see that you have definite goals set up as milestones.
    Interested to exchange blog links?

    http://www.maximiseyourdollar.com/

    ReplyDelete
    Replies
    1. Hi Mathias,

      I actually chanced upon your blog a few days ago and realized you're taking your masters at my school!! I have added your blog to my blogroll.

      Cheers!

      Delete
  3. i like your projection and i realize we are of the same age! do link up my blog at http://stistockstrading.com

    ReplyDelete
    Replies
    1. Hi Jeff,

      I've added your blog to my blogroll.

      Cheers!

      Delete
  4. Hi there,
    I am curious, what made you choose commodities as an asset class?
    You can follow me at
    http://edenadvisors.blogspot.sg/

    ReplyDelete
    Replies
    1. Hi Bobby,

      I bought the commodities fund 6 years back. At that time, I believed commodities bore a low correlation to stocks and hence bought it as a hedge against economic uncertainty. However, I did not realize a large part of the fund was made up of energy futures, which moved in tandem with stocks. As a result, it did not work out well during the 2008 financial crisis. Also, management fees are on the high side (with high watermark fees). I will be cashing out soon.

      Cheers!

      Delete
  5. Hi,

    I just happened to chance upon yr blog.
    It is good to see young people like yourself putting priority on yr future instead of focusing on current lifestyle.
    When you plan yr finances, it is good to focus on the offensive element which is how to grow yr money.
    But do take note of the defensive element such as yr protection.
    In a soccer team, if you have strong strikers but poor defender, you may not win the match eventually.

    ReplyDelete
    Replies
    1. Hi cavalry610,

      You are right. It's indeed important to not neglect the defensive elements of one's financial planning. I have upgraded my Medishield and am currently insured for death and critical illnesses as well. Will review my insurance policies and probably have a blog post on it soon!

      Thanks for the reminder!

      Cheers!

      Delete
  6. Hi, saw your blog just awhile ago. I'm 25 years old and i guess you're around the same age as me? I also want to contribute to the financial world by teaching others about the importance of investing.

    Do link up my blog http://sgyounginvestment.blogspot.sg/

    Thanks and do keep in touch.

    ReplyDelete
    Replies
    1. Hi, I have added you to my blog list. Let's work hard together towards financial freedom!

      Cheers!

      Delete
  7. Hi, this is a very well-written blog! Can't believe I just came across. I am about the same age as you and have similar life goal. Let's encourage each other on the way to financial freedom! Linked ur blog to mine. Take a look and do link back: http://sginvnote.blogspot.sg/
    Richard
    Cheers!

    ReplyDelete
    Replies
    1. Hi Richard,

      I have linked you.

      Cheers

      Delete
  8. Hi Friend,

    Your blog is offers really good finance knowledge and great to see you good progress towards financial freedom.

    Even at the age of 31, I am still a novice of financial planning and investments. A late starter but not too late to make a difference. Your blog is truly an inspiration to my efforts now. Will regularly visit your blog from now on.

    ReplyDelete
    Replies
    1. Hi Riccardo,

      Thank you for your comment. 31 is definitely still young! Let's work hard towards financial freedom :)

      Cheers!

      Delete
  9. Hi, May I ask how much did you have in savings when you graduate from uni?
    Thanks.

    ReplyDelete
    Replies
    1. Hi,

      Investible net worth was about $67k. You can refer to my net worth update in May 2013. It was the month when I graduated.

      http://onemilliondiary.blogspot.sg/2013/05/net-worth-update-april-2013.html

      Also, kindly leave a name behind in future so I will know who I am replying to.

      Thanks!

      Delete
  10. Glad to see someone who also started financial planning at a young age. Save and invest, you are doing the right thing!

    My story: I came to Singapore alone one month before I turned 26, with only S$600 in my pocket. But somehow I wanted to make one million by the age of 35.

    I began saving 70 percent of my salary every month and managed to buy a small private property for rent before I turned 30. With rental income from the tenant, I could save more than 80 percent of my salary to buy a few more properties, all at rock bottom prices. In four-and-a-half years, thanks to the surge in property prices and the magic of leveraging, my property portfolio has made me a millionaire before the age of 35. After that, I changed the currency to USD, EURO, etc. for a higher goal ...

    Then I realized that one's net worth is just a number. It is what you want to do in life that is more important.

    I also maintain a blog at http://propertysoul.com to share my past experiences and lessons learnt with like-minded people. Hope to see you there when you have time : )


    Cheers,

    Property Soul

    ReplyDelete
  11. Hello ! I just chanced upon your blog and i've gotta say that you and your posts are very inspiring and i'm inspired to follow in your footsteps towards financial freedom and starting a blog to account for my own journey :)
    Thanks a lot!

    ReplyDelete

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